A long time ago in a galaxy far, far away… …We taught our kids how money worked, and the importance of money to family financial

In Ernest Hemingway’s book “The Sun Also Rises”, an interlocutor asks a man how he came to bankruptcy.  The answer was: “Two ways.  Gradually, then

Sometimes motions happen so gradually you can barely tell they are happening.  As my late great blacktopping brother Paul would say about a worker that

At the current time in the United States of America we see a growing number of college campus protests.  The primary cause of the protests

Yes, it’s nearly time for the Easter Bunny, and I hope your favorite chocolates appear along-side your peeps and colored eggs. However, in this letter

On this unique day, February 29th, we leap into March.  Every 4 years we experience a Leap Year, and 2024 marks that time.  We can

In 1980 the American country music artist Mac Davis came out with the hit “It’s Hard To Be Humble”.  The song gained international fame and

When I talk with both my clients and others, I often hear the longing for ‘the good old days’. As we are incrementally close to

Before we tap this 2023 year-end on the rear end, I’d like to talk about Joe.  No, no, no…Not Joe Biden as I promised you

In last month’s letter, I wrote to you about what were universally bad investment practices – simply bad bets if you looked at all the