The retirement plan sponsored for you by your employers represent one of the best investments you can make in your future. By investing in this plan, you not only get a significant tax break, you may also get “free” money from your employer in the form of matching funds. Perhaps more importantly, the plan encourages the kind of discipline you need in investing for the future — regular and periodic savings.
Wellspring Financial Partners is here to serve you, the participant, in understanding and managing this retirement plan. As a smart investor taking advantage of a retirement plan, we believe you should have access to the best planning and advisory services you need to succeed.
Our services
It is our job to make it easy for you to access and understand your retirement plan. Our plans utilize some of the best account management platforms in the industry. Your platform has been carefully selected by Wellspring, together with your employer, to minimize your costs and maximize flexibility. While you can perform many functions in your account yourself, we can also help you accomplish the tasks you need, as well as guide you through unusual situations.
More than just a participant
As a retirement plan participant in a Wellspring advised retirement plan sponsored by your employer you have access to some of the best investments in the industry. And, you have a direct link to Wellspring and our team of advisors. You can take full advantage of this link by becoming an individual Wellspring Financial Partners client.
As a Wellspring client, you can feel confident and optimistic about the future, with the knowledge that a team of experienced Advisors is looking out for your best interest. Not until we fully understand what is truly important to you and your life — your vision for the future and your challenges today — do we develop a plan, with advice that is unique to your goals and financial circumstances.
Financial planning
Unlike Wall Street, our mission is to give you the highest probability of financial success. The most important contribution to success is having a plan. We’ve made it easy and cost-effective for plan participants to get a well-thought-out financial plan. Our objective is to create a financial roadmap that helps you achieve your goals while maintaining the standard of living you enjoy.
Your financial plan will answer important questions such as:
- How do I afford/accomplish the goals that are most important to me?
- How do I cut through all the noise and make wise decisions as to where my money should be invested?
- Will I be able to leave any money to charities or causes that are important to me?
- What are the best investments for me?
- What is my worth now?
- What does my retirement income look like? How can I improve it?
- Am I saving enough? Not enough? Too much?
- Do I have too much/too little life insurance?
- When should I retire? When’s the earliest I can retire if I’m willing to make certain trade-offs?
- What do I do in a year when the markets change (perhaps dramatically)?
Financial advising
The financial world can be complicated. While the financial services industry has traditionally served itself first — not you, the consumer, Wellspring takes a very different approach. Our job as Financial Advisors is to help make the financial world simple, and to make the financial markets work for you. We’re here to listen, guide and teach you, and help you manage your financial world, as if they were our own.
Investment management
Your retirement funds represent a portion of your financial world. For many, it’s the largest asset they have for retirement; for others, it’s a complement to other accounts. Wellspring can help you with investment funds beyond your retirement accounts. Whether IRAs, taxable accounts or trusts accounts, you can rely on Wellspring to invest all your funds for you, in your best interest. We invest as your fiduciary and we do it with a sound financial plan, and a deeply passive, intelligent investing approach. We believe this type of investment strategy designed for your plan will bring the highest level of success possible, as it utilizes a broad and diversified approach to the capital market.
