Personal Financial Planning For Retirement Plan Participants

Personal Financial Planning For Retirement Plan Participants

People with a financial plan are much more likely to achieve success. Isn’t this true for any worthy venture? How many long range projects succeed without some sort of plan? As an employee participant in a Wellspring-advised retirement plan, you have access to our personal financial planning services. We can help you prepare for your financial future and reach your short-term and long-term goals.

If you are not an employee participant, you can still work with Wellspring one-on-one through our individual financial planning services.

Be An Informed Investor

We Make Financial Planning Simple And Accessible

The biggest barriers people assume they will have when starting a financial plan are:

“I don’t have enough money to make a plan worth it.”
“I can’t afford a plan.”
“It’s too early for me to have a financial plan.”

At Wellspring Financial Partners, none of those are true, because:

We work with any employees regardless of their net worth or existing debt struggle.
We make it VERY affordable for participants in 401(k) plans that we advise on.
Starting early enhances success in financial planning.
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We make every step of the process easy to understand.
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We work with any employees regardless of their net worth or existing debt struggle.
icon-1
We make it VERY affordable for participants in 401(k) plans that we advise on.
icon-1
Starting early enhances success in financial planning.
icon-1
We make every step of the process easy to understand.

The biggest barriers people assume they will have when starting a financial plan are:

“I don’t have enough money to make a plan worth it.”
“I can’t afford a plan.”
“It’s too early for me to have a financial plan.”

At Wellspring Financial Partners, none of those are true, because:

blue-1
We work with any employees regardless of their net worth or existing debt struggle.
blue-2
We make it VERY affordable for participants in 401(k) plans that we advise on.
blue-3
Starting early enhances success in financial planning.
blue-1
We make every step of the process easy to understand.
We work with any employees regardless of their net worth or existing debt struggle.
We make it VERY affordable for participants in 401(k) plans that we advise on.
Starting early enhances success in financial planning.
We make every step of the process easy to understand.

Our Financial Planning Process

Wellspring takes a personalized approach to helping our clients plan for their financial futures. Every step of the way, we tailor your plan to your unique needs, desires, and goals.

Here are the steps we take:

Engage

First, you'll have the opportunity to learn about us and our approach to financial services, and we'll learn about you. We'll work together to ensure we understand and trust each other. Your advisor will ask you what your desires are for the planning process and will make sure Wellspring is a good fit for your needs.

Gather

Next, we'll facilitate a deep discussion about your financial situation. We'll discover what is most important to you and will use this understanding to build a customized plan. This discussion often sparks self-discovery, and you may uncover new insight about your financial life up until this point.

Analyze

During this phase, we will analyze your data and use it to inform our next steps. We use a variety of models to inform our planning, and will continue to ask you questions and discuss our progress with you.

Develop

Once we have the data we need, we begin to develop your plan. We'll meet with you at least once to review a draft of this plan and will make adjustments as needed.

Implement

We'll present the final plan to you and will discuss it in depth. We'll help you understand how to implement the plan in terms of big-picture investment decisions, day-to-day ways of thinking and operating, and everything in between.

Monitor

You and your advisor will both monitor the plan and if any changes need to be made, we will do so. This includes investment performance monitoring, tracking spending, and adapting to any changes in circumstances.

Revisit

Your plan must adapt to your life over time in order to be truly effective. A minimum of once a year, your advisor will meet with you to discuss any necessary updates. If a significant life event occurs, such as a job change, new family member, or move, we'll meet sooner to address it.

Take Advantage Of Our Financial Planning Services

As an employee retirement plan participant, you have access to preferred pricing for our financial planning services.

For just $160, one of our experts will assist you in creating a roadmap to guide your financial future.